A TMMO Update

So I have discussed a bit about my goal of a Total Money Makeover and the ultimate goal of becoming debt free before - so I thought it was time for a little update for anyone who might be interested! 
Status: The ultimate status is that I am not doing so hot, definitely haven't been in gazelle mode.

 

 

The Bad:

* On a plateau - definitely not in gazelle mode
*  Struggling with a food budget - my grocery budget is in check, my penchant for getting fast food on my lunch break or the break between my two jobs is not.
* I quit my second job - not necessarily a bad thing, but definitely affects my abilities to take on the baby steps.

* No snowballing or extra payments

 

 

The Good:* I have been cash flowing everything, no additional debts

* I became a consultant with Lilla Rose - hoping to use this to generate some side income which I can apply toward my debt free goal!

*Received a promotion (and pay raise) at work

 

 

Goals:

* Use the time previously spent at my second job to support long-term financial goals.

*Generate side/secondary income.

*Pay off my federal student loans before Thanksgiving 2015

 

 

 



Happy New Year

Way back in 2009, in my "first" blog if you please, I started what I hoped would become a tradition of spiritual New Year posts at the beginning of each Advent.  It seems I forgot all about it last year, but here I am in 2011, ready to start my New Year in the Church on a positive foot and with some spiritual resolutions if you will for the upcoming year.   Unfortunately, the goals I set back in 2009 were not met in the coming year, in fact, I believe that they still have yet to be completed, but you are still welcome to read that original post if you want to see what I was thinking about during my Advent in South Dakota.

My spiritual goals for this coming Liturgical Year are pretty simple.  And while I hadn't gotten around to making this Advent post quite yet, I have been making an effort to start achieving these goals.  So, my spiritual resolutions for 2012 are:

1.) Make time for prayer.

2.) Appreciate blessings.
3.) Make God my priority.
4.) Read the Bible.
5.) Share Christ with others. 

What are your hopes this Advent and this year?  What are you doing to help re-welcome the Saviour into our world, and into your heart?